Writing
Practical notes on money, systems, and thinking clearly. Lessons from books turned into actions I can actually use.
Defensive Investing: Protecting the Downside First
Most investment advice focuses on maximizing gains. But Graham's approach in The Intelligent Investor flips this: start by not losing. Here's what that actually means in practice.
4 min read →Why Systems Beat Goals Every Time
Goals are outcomes. Systems are the repeatable processes that produce outcomes. One motivates you for a moment. The other changes how you operate. Here's the difference that matters.
5 min read →Your Frame of Reference Changes Everything
Einstein's relativity shows that two observers can see the same event completely differently — and both be correct. This principle applies far beyond physics. It explains why smart people disagree, why context matters, and why "it depends" is often the right answer.
6 min read →Money is 80% Behavior, 20% Knowledge
You can know every investment strategy and still fail if your behavior doesn't match. Morgan Housel breaks down why financial success is more about psychology than math — and what to do about it.
5 min read →The Two Systems That Run Your Brain
Kahneman's framework: System 1 is fast, automatic, emotional. System 2 is slow, deliberate, logical. Most mistakes happen when we use System 1 for problems that need System 2. Here's how to recognize the difference.
7 min read →